Financing & Purchase Options
for Everyone

Not sure which financing option to choose?

Let Alto Music help find the best choice for you.



Klarna is a simple and easy to use financing option. Simply select Klarna at checkout and you will have the ability to split your purchase into 4 easy payments. By making 1 interest free payment every 2 weeks, you can receive your item now and pay over time without the hassle of hidden fees, interest, or credit cards.

Progressive Leasing

Progressive Leasing

Progressive offers flexible lease-to-own options with no credit needed. Within 10 minutes, you can apply and receive your approval. 90 day purchase options are available and you may receive your purchase now. The standard lease-to-own agreement offers 12 months to ownership. Paying your Progressive lease within 90 days will help you achieve the lowest possible expense. Simply apply and once approved, use your Progressive Leasing approval number at checkout.

The advertised service is lease-to- own or a rental- or lease- purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY. No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.


Buy with Affirm

Affirm is an alternative financing option to credit cards and credit-payment products. Purchase and receive your product right away while paying for it over several months. Simply select Affirm at checkout, fill out the required information, and see if you qualify to receive no hidden fees, no deferred interest, and terms up to 36 months (on select products) for your payments.



Synchrony offers a classic consumer financing option. If approved, you will receive a dedicated credit line you can use now and on future purchases with Alto Music. Convenient monthly payments, payment options (both online and by mail), and no interest if paid in full within 12 months on qualifying in-store and online purchases. Apply in-store or online.

Alto Music Layaway

Alto Music Layaway

Layaway with Alto Music is the simplest form of financing with one difference from other options. Alto Music will not release or ship your purchase until after the item has been paid in full. Simply put down $20 or 20% (whichever is greater), and set up the best payment plan for you (weekly, monthly, etc). No fees, no credit checks, flexible payments. Alto Music will hold your item as soon as the first payment is received. Your payment method will then be charged on the dates set up by you for your layaway plan. All layaways must be paid off within 6 months.

Payment Options


Checkout with PayPal – Faster. Safer. Easier.

You can pay by simply choosing PayPal at checkout, logging into your PayPal account, and confirming your payment. Paypal completes the process for you, without sharing your financial details.

Amazon Payments

Your convenient, fast and secure way to pay.

Buy what you want, and get on with your life. When you login and pay with Amazon, say goodbye to long checkout processes and missed mobile taps.

Visa Mastercard American Express Discover Apple Pay